10 Essential Questions to Ask Your Estate Planning Attorney
Miriam Cruz Miriam Cruz

10 Essential Questions to Ask Your Estate Planning Attorney

As a Realtor specializing in probate and trust real estate, I often see the challenges families face when there’s no estate plan in place. Without clear direction, loved ones can struggle with emotional stress, legal delays, and unexpected costs. To help you prepare, I’ve outlined the 10 most important questions to ask your estate planning attorney—covering everything from wills and trusts to long-term care, taxes, and protecting your family’s future. Taking time to plan today can save your loved ones time and heartache tomorrow.

Read More
The Creepiest Experiences in Real Estate
Miriam Cruz Miriam Cruz

The Creepiest Experiences in Real Estate

Real estate isn’t always picture-perfect. Sometimes, the homes we sell carry stories that stay with us. From a break-in that turned a Santa Cruz listing into a chilling holiday scene, to properties with lingering energy and tragic pasts, these experiences have taught me that safety and compassion matter most. Every “haunted” house has a lesson—and these are mine.

Read More
How Long Does Probate Take in California?
Miriam Cruz Miriam Cruz

How Long Does Probate Take in California?

Probate in California can feel like a marathon rather than a sprint, and families often ask, “How long will this take?” The truth is, it depends on the complexity of the estate and whether any disputes arise. On average, probate takes anywhere from 9 months to 18 months, but it can be shorter or much longer in certain situations.

Read More
Who Has to Go Through Probate in California?
Miriam Cruz Miriam Cruz

Who Has to Go Through Probate in California?

Not every estate in California has to go through probate, and that’s where many families get confused. The general rule is this: if the deceased person owned assets solely in their name (with no co-owner or beneficiary designation), those assets usually need to pass through probate.

Read More
Marry the house, date the rate
Miriam Cruz Miriam Cruz

Marry the house, date the rate

The monthly payment may seem intimidating and waiting until rates come down might appear like the safer choice. In reality though, timing the housing market is nearly impossible. In my experience, what matters most is securing the right home, in the right location, for your needs while keeping in mind that interest rates aren’t forever. That’s where the popular phrase comes in: “Marry the house, date the rate.”

Read More